| GUIDELINES |
Preferred Plus |
Preferred |
Regular/Standard |
| Family |
No cardiovascular death of either parent before age 60. |
No cancer or cardiovascular death of either parent before age 60. |
No more than 1 cancer or cardiovascular death of parents before age 60. |
| Blood Pressure |
150/90 |
155/100 |
170/100 |
| Cholesterol Levels |
6.0/250 |
7.0/280 |
8.0/300 |
| Health History |
No history of major health conditions, such as, cancer, diabetes, heart disease. |
No history of major health conditions, such as, cancer, diabetes, heart disease. |
Some major health conditions allowed. |
| Driving History |
No more than 2 moving violations in the past 3 years. No DUI in 5 years. |
No more than 3 moving violations in the past 3 years. No DUI in the past 5 years. |
No more than 4 moving violations in the past 3 years. No record of DUI in the past 3 years. |
| Tobacco |
No use of nicotine products in past 3 years. |
No use of nicotine products in past 2 years. Preferred smoker rates also available. |
Occasional use of nicotine products in past year, and standard smoker rates available. |
| Substance/Alcohol Abuse |
No history of alcohol or substance abuse. |
No history of alcohol or substance abuse. |
No alcohol or substance abuse in the past 7 years. |
| Aviation |
available with additional rider. |
available with additional rider. |
available with additional rider. |
